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Challenged Credit Experts

Providing Loans for All of Your Needs

Local, fast, friendly & family owned!

Why choose us?

  • No Waiting Period After Bankruptcy
  • We Report to Credit Bureaus
  • Offices in Your Area!
Learn More About Universal Lenders

Installment Loans

  • Reasonable Rates & Terms
  • Not like internet or payday loans!
  • Unsecured or Secured Loans
Learn More About Our Installment Loans

Fill out an application online now!

24 Hour Approval Process

No matter the situation, we come through for our customers.

Universal Lenders really helped me out. Great people with really great customer service! - Jessie
Universal Lenders helped me make the best out of a bankruptcy mess. I'm very thankful for the help they were able to provide. - Rick